Sardine is a fraud and compliance platform for financial services. It collects signals about the device and the way a user interacts, such as typing patterns and whether a session looks automated, and combines them with transaction data to score the risk of an account opening, a payment, or a login. Decisions happen in milliseconds, so legitimate customers face little friction.
The platform covers a range of risk. It addresses account takeover, payment fraud, scams, and identity fraud, and integrates with know your customer and anti-money laundering workflows. AI agents help compliance teams by gathering evidence, reviewing alerts, and drafting case notes, which reduces the manual work behind investigations.
Sardine is sold to banks, fintechs, crypto companies, and payment providers on enterprise contracts. Fraud tools need tuning, and tradeoffs between blocking fraud and approving good customers never disappear. Competitors include Socure, Sift, Feedzai, Alloy, and Unit21. Sardine suits financial companies fighting fraud and managing compliance.